To the early morning of Monday, August 13, 2012, Scott Stevens loaded a brown looking bag into his Jeep Grand Cherokee, then went into the grasp bedroom, where he hugged Stacy, his spouse of 23 many years. “I love you,” he informed her.Stacy imagined that her spouse was off to the occupation interview followed by an appointment along with his therapist. As a substitute, he drove the 22 miles from their dwelling in Steubenville, Ohio, towards the Mountaineer Casino, just exterior New Cumberland, West Virginia. He employed the casino ATM to examine his lender-account harmony: $13,four hundred. He walked throughout the On line casino ground to his preferred slot equipment inside the higher-limit location: Triple Stars, a three-reel recreation that Price tag $10 a spin. Possibly this time it might pay back out sufficient to save lots of him.It didn’t. He spent the subsequent four hrs burning via $thirteen,000 from the account, plugging any winnings again into the machine, until eventually he experienced only $4,000 still left. Around noon, he gave up.
Stevens, fifty two, remaining the On line casino and wrote a 5-web page letter to Stacy. A previous chief working officer at Louis Berkman Expenditure, he gave her watchful fiscal Guidelines that could enable her to prevent responsibility for his losses and preserve her credit rating intact: She was to deposit the enclosed check for $four,000; transfer her funds right into a new examining account; drop to pay for The cash he owed the Bellagio casino in Las Vegas; disregard his credit-card credit card debt (it was in his title by yourself); file her tax returns; and Join Social Protection survivor Gains. He questioned that she have him cremated.He wrote that he was “crying like a baby” as he thought of exactly how much he liked her and their three daughters. “Our spouse and children only has a chance if I’m not around to deliver us down any even more,” he wrote. “I’m so sorry which i’m Placing you thru this.”
He put the letter plus the check in an envelope, drove to your Steubenville write-up Place of work, and mailed it. Then he headed for the Jefferson Kiwanis Youth Soccer Club. He experienced elevated funds for these eco-friendly fields, tended them along with his lawn mower, and watched his daughters Participate in on them.Stevens parked his Jeep within the gravel great deal and termed Ricky Gurbst, a Cleveland lawyer whose agency, Squire Patton Boggs, represented Berkman, the place Stevens had labored for fourteen years—right until six and also a half months before, if the agency discovered that he had been stealing business funds to feed his gambling routine and fired him.Stevens had a request: “Be sure to inquire the company to continue to pay my daughters’ school tuition.” He had been given notification that the tuition benefit the business experienced furnished could well be discontinued for the fall semester. Failing his daughters had been the ultimate blow.
“That’s what I’m intending to do,” Stevens claimed, and immediately hung up.He up coming known as J. Timothy Bender, a Cleveland tax legal bandar qq professional who had been advising him on the IRS’s investigation into his embezzlement. Up until that point, he experienced put on a courageous confront for Bender, stating he would settle for obligation and provide his time. Now he explained to Bender what he was about to do. Alarmed, Bender tried to discuss him from it. “Search, this is difficult more than enough,” Stevens claimed. “I’m likely to make it happen.” Click on.At 4:01 p.m., Stevens texted Stacy. “I like you.” He then texted the exact same message to every of his a few daughters in succession.He took off his glasses, his glucose monitor, and his insulin pump—Stevens was a diabetic—and tucked them neatly into his blue thermal lunch bag with the sandwich and apple he hadn’t touched.
Scott stevens hadn’t generally been a gambler. A native of Rochester, Big apple, he acquired a master’s degree in enterprise and finance within the University of Rochester and developed A prosperous job. He received the have faith in of your metal magnate Louis Berkman and labored his way up on the posture of COO in Berkman’s firm. He was meticulous about funds, both professionally and Individually. When he very first satisfied Stacy, in 1988, he insisted that she pay back her credit history-card credit card debt instantly. “Your credit score is all you may have,” he explained to her.They married the following yr, had a few daughters, and settled into a comfortable everyday living in Steubenville thanks to his position with Berkman’s organization: a six-determine wage, a few autos, two state-club memberships, vacations to Mexico. Stevens doted on his women and threw himself into will cause that benefited them. In addition to the soccer fields, he elevated dollars to renovate the middle school, to develop a fresh science lab, and also to help the French Club’s vacation to France. He invested time on weekends portray the large-faculty cafeteria and stripping the hallway floors.
Scott and Stacy soon began creating many excursions a year to Vegas. She appreciated purchasing, sitting down by the pool, even from time to time actively playing the slots with her spouse. They brought the youngsters in the summer and designed a spouse and children vacation of it by visiting the Grand Canyon, the Hoover Dam, and Disneyland. Back house, Stevens turned a regular in the Mountaineer Casino. About the next six many years, his gambling passion grew to become an dependancy. Although he received occasional jackpots, many of them six figures, he shed far more—about $4.eight million in one 12 months.Stevens methodically concealed his habit from his spouse. He dealt with each of the pair’s funds. He retained separate lender accounts. He utilised his get the job done deal with for his gambling correspondence: W-2Gs (the IRS sort utilized to report gambling winnings), wire transfers, casino mailings. Even his best friend and brother-in-law, Carl Nelson, who often gambled together with Stevens, experienced no inkling of his dilemma. “I was stunned when I found out afterwards,” he states. “There was a whole Scott I didn’t know.”
When Stevens ran out of money on the casino, he would leave, generate a company Examine on among the Berkman accounts for which he experienced Verify-cashing privileges, and return for the On line casino with far more income. He often did this three or 4 occasions in an individual day. His colleagues didn’t query his absences with the Office environment, mainly because his occupation associated overseeing various companies in several areas. By the time the organization detected irregularities and he admitted the extent of his embezzlement, Stevens—the likable, liable, honest enterprise male—experienced stolen approximately $four million.Stacy had no idea. In Vegas, Stevens experienced constantly kept strategies to affix her and the women for lunch. In your own home, he was normally punctually for evening meal. Saturday mornings, when he explained to her he was headed in to the office, she didn’t dilemma him—she knew he had plenty of obligations. So she was stunned when he known as her with negative information on January thirty, 2012. She was to the stairs that has a load of laundry when the cell phone rang.